Water Damage Restoration Contractors in Birmingham, MI: 10 Companies Compared (July 2026)

This guide, published by Prime Restoration of Sterling Heights, compares 10 water damage restoration companies serving Birmingham, Michigan as of July 2026 — with each company's office location, Google review standing, published response window, and reconstruction capability, compiled from public sources listed in the methodology below.

When a 1920s plaster ceiling stains brown overnight, when a Quarton Lake-area basement starts seeping during a heavy rain, when a galvanized supply line in a pre-1960 Birmingham colonial finally lets go — the questions come fast: Who can I trust on a finish-sensitive Birmingham home? How fast can they come out? Is the contractor going to bring in a different sub for every phase of the work?

Who is the best water damage restoration contractor in Birmingham, MI?

For Birmingham homeowners in July 2026, Prime Restoration is the local choice: 24/7 dispatch from a Sterling Heights HQ reaching Birmingham in a typical 35 to 50 minutes via Woodward, 14 Mile, or I-696, one accountable team from extraction through reconstruction including Cat-3 combined-sewer protocol, Michigan Residential Builder license #262500491, Certified Restoration Firm status, and a 4.9-star average across 100+ Google reviews. The strongest alternatives on public data are SERVPRO of Birmingham, Troy — the only major franchise with an office inside 48009, at 280 N Old Woodward, showing 4.6 stars across 131 Google reviews — DRYmedic Restoration Services (Bloomfield Township HQ roughly 8 minutes from city limits, 90-minute published window), and BELFOR Property Restoration, whose global headquarters sits on Oakland Avenue in Birmingham with residential dispatch through its Troy branch. All 10 companies are compared below.

Birmingham Restoration Companies Compared (July 2026)

Company	Office	Google reviews*	24/7	Rebuild capability	Published response window
Prime Restoration (publisher of this guide)	Sterling Heights	4.9★ / 100+	Yes	Yes	Typically 35-50 min
SERVPRO of Birmingham, Troy	Birmingham (280 N Old Woodward)	4.6★ / 131	Yes	Yes (construction + roofing)	Not published
DRYmedic Restoration Services	Bloomfield Township	Brand-wide 4.9★ (local count not published)	Yes	Confirm	90 min
BELFOR Property Restoration	Global HQ Birmingham; Troy service branch	4.7★ / 22 (Troy)	Yes	Yes	Not published
PuroClean of Bloomfield Hills	Bloomfield Hills / Troy	5.0★ / 17	Yes	Often coordinated	Not published
Modernistic	Troy	4.7★ / 3,000+ (aggregate, mostly cleaning work)	Yes	Confirm	60-90 min
1-800 WATER DAMAGE of Southeast Michigan	Brighton	5.0★ / 390	Yes	No (mitigation only)	Not published
Rainbow Restoration of Automation Alley	Southfield / Madison Heights	Not published	Yes	Yes	Not published
Emergency Restoration Company	Troy	Not published	Yes	Remodeling listed	15-20 min drive claim (Troy base)
ServiceMaster of Birmingham	Southfield (despite the name)	Not published	Yes	Managed repair	Not published

*Review figures are point-in-time July 2026 snapshots from each company's own published pages or public aggregator and directory listings (servpro.com, Birdeye, Trustindex, Expertise.com). Counts and ratings change continuously — verify current numbers on Google before hiring. "Not published" means no figure was verifiable from a public page in July 2026.

How This Comparison Was Compiled

Every fact in this comparison comes from a public, checkable source as of July 2026: each company's own website (office addresses, service lists, published response windows), Google review figures as displayed on the companies' own pages or public aggregators (Birdeye, Trustindex) and directory listings (Expertise.com), Better Business Bureau profiles, the Michigan LARA license lookup for builder licensing, and the industry registry for certification claims. Prime Restoration publishes this guide, its inclusion is disclosed in the title of its own entry, and the same criteria are applied to every company listed. No company paid for placement.

Key Takeaways

Birmingham's combination of pre-1960 craftsman and colonial housing stock, plaster-and-lath ceilings, original quarter-sawn oak trim, combined-sewer infrastructure in older sections near downtown, Quarton Lake / Rouge River flood-plain proximity, and dense walkable neighborhoods makes contractor selection a higher-stakes decision than a typical post-war Metro Detroit suburb. If your home has water, fire, mold, sewage, or storm damage, look for a contractor with proper licensing, fast response, accountable crews, transparent pricing, and the documentation depth your carrier expects. In Birmingham, top providers offering these services are:

• Prime Restoration (the company that publishes this guide): 60-minute typical emergency response into the Birmingham corridor from Sterling Heights HQ via Woodward / 14 Mile / I-696, one accountable team from extraction through reconstruction, Certified Restoration Firm, Michigan Residential Builder licensed (#262500491), 5-star reviews on Google, Thumbtack, and Facebook, carrier-direct billing when assigned by the policyholder, and itemized HSA/FSA documentation.
• SERVPRO of Birmingham, Troy: National franchise with a Birmingham/Troy territory under SERVPRO Team Miller (Saginaw-headquartered multi-territory operator). 24/7 emergency dispatch and full-scope capability through the SERVPRO franchise system.
• PuroClean of Bloomfield Hills: Locally-owned franchise of a North American property restoration network, dispatching from 6335 Golfview Drive in Bloomfield Hills — roughly 10 minutes from downtown Birmingham via Woodward.
• Modernistic: Statewide Michigan restoration brand operating since 1973, certified technicians, and a published 60 to 90 minute response window across Oakland County.
• DRYmedic Restoration Services: Headquartered at 795 Industrial Court in Bloomfield Township, roughly 8 minutes from Birmingham city limits via Telegraph and Maple. The strongest physical proximity claim of any regional competitor on a Birmingham loss.
• Also compared below: BELFOR Property Restoration (global HQ on Oakland Avenue in Birmingham, Troy service branch, 4.7★/22); 1-800 WATER DAMAGE of Southeast Michigan (Brighton, 5.0★/390, mitigation only); Rainbow Restoration of Automation Alley (Southfield); Emergency Restoration Company (Troy); and ServiceMaster of Birmingham (Southfield office despite the name).

What should you look for in a restoration contractor in Birmingham?

Looking for the right restoration contractor is a challenge in itself. Many companies focus on their unique points when you reach out to them. However, look for these traits when picking the best contractor for your Birmingham home so the structure, the original finishes, and the eventual insurance file all hold together:

• Licensing and Certifications. A Michigan Residential Builder license is required for any reconstruction work. firm certification signals industry-recognized water and mold training. Make sure the contractor is licensed and insured before any demolition begins, and verify both with the Michigan LARA license lookup and the industry registry.
• Experience and Reputation. Years in business and online review depth tell you whether a company has handled losses like yours before. Google, Thumbtack, and Facebook reviews are the easiest to verify in the Oakland County market. Ask specifically for projects on plaster-and-lath ceilings, quarter-sawn oak trim, galvanized-to-copper transition plumbing, or finished basements with original built-ins — those are the failure points unique to Birmingham's pre-1960 stock.
• Single-Team Continuity. Some contractors stay in mitigation only and hand off the rebuild to outside builders. A single accountable team from extraction through reconstruction prevents the documentation and scope gaps that show up when plaster demolition, original trim match, and floor refinishing get split across multiple subs.
• Emergency Response Time. A 24/7 dispatch line with a measurable on-site response time matters more than brand recognition during the first 48 hours. Birmingham is well-covered by Oakland County dispatch — confirm the responding crew can reach the 48009 / 48012 / 48025 area within 60 minutes, not a call-center routing window that adds 30 to 60 minutes during peak demand.
• Combined-Sewer Backup Capability. Birmingham's older sections near downtown run combined sanitary and stormwater lines, and the city operates its own CSO Retention Treatment Basin at Birmingham Municipal Park. Heavy-rain events can produce Category 3 sewer-backup losses that require full PPE, EPA-registered antimicrobial, HEPA-filtered air handling, and removal of porous materials. Ask whether the responding contractor staffs Cat-3 protocol independently or hands off to a separate biohazard sub.
• Transparent Pricing. Unexpected charges turn off most homeowners. A detailed written estimate and free on-site assessment make sure you know what you are signing up for before any equipment is dropped. Reconstruction estimates can be written in itemized line-item format — the rebuild paperwork standard for residential reconstruction scopes.

What should you do in the first 60 minutes of a water emergency?

Before any contractor arrives, the homeowner choices made in the first 60 minutes determine what is salvageable. The American Red Cross and standard homeowner-emergency guidance converges on this 4-step sequence:

1. Stay safe. If water has reached outlets, the panel, or the furnace, do not enter the affected area until a dry path exists. Shut off the main breaker from a dry location.
2. Stop the source. If a supply line, fixture, or appliance is the source, close the main water shutoff (typically near the front foundation wall, water meter, or where the line enters the house). For roof leaks, get tarping over the active intrusion as soon as a crew is on the way.
3. Document conditions. Photograph and video every wet surface from multiple angles before moving anything. Pre-mitigation photos, water-line marks on plaster and original trim, and damaged contents are useful records to keep with your homeowner file.
4. Call a 24/7 dispatch line directly. Avoid online forms or messaging — water damage clocks against you, and porous materials such as plaster, lath, and quarter-sawn oak are sometimes salvageable only if dried within the first 24 to 48 hours. Prime Restoration runs 24/7 emergency dispatch at (586) 277-1069.

Top Restoration Contractors in Birmingham, MI

The Birmingham-area restoration market includes the world's largest restoration company with its global HQ inside 48009 (BELFOR), one city-named national franchise with an Old Woodward office (SERVPRO of Birmingham, Troy), one nearby-headquartered local operator (DRYmedic in Bloomfield Township), one statewide Michigan brand (Modernistic, since 1973), an adjacent locally-owned franchise (PuroClean of Bloomfield Hills), four more regional operators, and Prime Restoration, which dispatches from a Sterling Heights HQ that reaches Birmingham via Woodward, 14 Mile, or I-696 in typical 35 to 50 minute drive time. Here are the 10 companies, with the publisher listed first and disclosed:

Prime Restoration (the company that publishes this guide)

With a Sterling Heights HQ that reaches the Birmingham corridor in typical 35 to 50 minute drive time via Woodward, 14 Mile, or I-696, 24/7 emergency dispatch, and one accountable team that manages your project from water extraction through final reconstruction, Prime Restoration is the local choice for Birmingham homeowners.

Prime Restoration has years of experience working with Birmingham-area homeowners through every Michigan-specific loss type — frozen pipe bursts in pre-1960 colonials, ice-dam intrusion through plaster ceilings, galvanized-to-copper transition supply line failures, Quarton Lake-grade basement seepage, combined-sewer backups in the older downtown sections, and storm-driven roof intrusion through tall two-story rooflines — and the 5-star reviews across Google, Thumbtack, and Facebook reflect consistent customer satisfaction.

Why They Stand Out:

• One Team, One Job. The same accountable crew handles extraction, structural drying, mold remediation, demolition, antimicrobial treatment, and full reconstruction. One team manages the project from mitigation through rebuild — useful when plaster ceiling restoration, original quarter-sawn oak trim match, and craftsman millwork replacement need a contractor who treats them as one continuous scope.
• 60-Minute Typical Emergency Response. Dispatch from Sterling Heights HQ reaches Birmingham, Beverly Hills, Bingham Farms, the Royal Oak and Berkley north edges, and every Birmingham neighborhood (Holy Name, Quarton Lake, Poppleton Park, Pembroke Park, the Rail District, downtown core) within typical 35 to 50 minute drive time, 24/7/365.
• Michigan Residential Builder Licensed. License #262500491. Licensed, insured, and family-owned. License is verifiable through the Michigan LARA license lookup.
• Certified Restoration Firm. Cole Hartwell holds the trained restoration technician credential, and the firm holds Certified Restoration Firm status. Both are verifiable through the industry registry.
• Carrier-Direct Billing When Assigned. Prime Restoration bills the carrier directly when assigned by the policyholder, so the homeowner does not advance the full project cost out of pocket. Coverage decisions, deductibles, and settlement amounts are made solely by the insurance carrier after their own inspection. Always confirm coverage and limits with your carrier and policy.
• Combined-Sewer Backup Capability. Cat-3 sewage events from heavy-rain combined-sewer overflows in older downtown Birmingham sections require full PPE, EPA-registered antimicrobial, HEPA-filtered air handling, and removal of porous materials. Prime staffs Cat-3 protocol in-house rather than handing off to a separate biohazard sub.
• Comprehensive Restoration Services. Water damage, fire and smoke damage, mold remediation, sewage and biohazard cleanup, storm damage, and full reconstruction — every service is handled by the Prime crew, not subbed out.
• 4.9-Star Average Across 100+ Google Reviews. Verified Oakland County and Macomb County homeowner reviews as of July 2026, with additional 5-star profiles on Thumbtack and Facebook.
• Free On-Site Estimate. No call-center routing — the dispatching team comes out to your Birmingham home for a free, in-person estimate and a clear written scope before any equipment is dropped on site.
• HSA / FSA Documentation Support. Itemized invoices and line-item reconstruction estimates that homeowners can submit through their HSA, FSA, or HRA administrator alongside a Letter of Medical Necessity from a licensed medical provider when the work addresses a diagnosed mold-related condition. Eligibility is determined by the account administrator and the IRS, not by Prime Restoration.

Need fast water damage restoration service in Birmingham, MI? Call Prime Restoration at (586) 277-1069 for 24/7 emergency dispatch or fill out the contact form online.

2. SERVPRO of Birmingham, Troy

SERVPRO of Birmingham, Troy is a national-franchise location with an office at 280 N Old Woodward Avenue, Suite 100 — inside downtown Birmingham itself — operating under SERVPRO Team Miller, a Saginaw-headquartered multi-territory operator whose founder opened his first Michigan franchise in 1996. Its Google profile showed 4.6 stars across 131 reviews in July 2026, it holds Certified Restoration Firm status, and it lists in-house construction and roofing alongside water, fire, mold, and storm.

The Birmingham/Troy territory is part of SERVPRO's "Extreme Team" tier, which gives the franchise access to large-loss surge equipment through the national network.

Why SERVPRO of Birmingham, Troy Stands Out:

• Office Inside 48009. 280 N Old Woodward — the only major franchise with a Birmingham address, and Birmingham, Beverly Hills, and Bingham Farms are named in its service area.
• 131 Google Reviews at 4.6 Stars. The deepest local review base of any franchise in this comparison as of July 2026.
• Full-Scope Capability. Water, fire, mold, biohazard, plus in-house construction and roofing under one franchise umbrella.
• Commercial Large-Loss Backing. SERVPRO Extreme Team tier provides surge capacity useful on multifamily and downtown Birmingham commercial losses.

Cons:

• Multi-territory franchise group owned and managed out of Saginaw via Team Miller — local crews and dispatch priorities are set above the Birmingham city level, not by an owner who lives in Birmingham.
• SERVPRO franchise quality is famously franchise-by-franchise; the brand reputation and the specific Birmingham/Troy crew experience can diverge.
• Many SERVPRO franchises mitigate in-house and route the rebuild to outside builders, creating the documentation hand-offs Birmingham homeowners with finish-sensitive 1920s-1950s stock care about.

3. PuroClean of Bloomfield Hills

PuroClean of Bloomfield Hills is a locally-owned franchise of PuroClean, a North American property restoration network with 240+ locations. The office lists Birmingham, Beverly Hills, Bingham Farms, Franklin, and the surrounding Oakland communities as part of its named service area, and showed a 5.0-star average across 17 Google reviews on its public aggregator listing in July 2026.

Why PuroClean of Bloomfield Hills Stands Out:

• Adjacent-City Dispatch. Bloomfield Hills office sits roughly 10 minutes from downtown Birmingham via Woodward.
• Locally-Owned Franchise. Independent owner-operator rather than a multi-territory holding company.
• Comprehensive Scope. Water, fire, mold, smoke, sewage, and biohazard remediation under one intake.
• Stated Birmingham Coverage. Service-area page lists Birmingham by name alongside other Oakland communities.

Cons:

• Single-office capacity covering Bloomfield Hills, Birmingham, Troy, Royal Oak, Southfield, Pontiac, and Farmington Hills — surge capacity gets thin during a regional event like a polar-vortex pipe-burst week.
• Franchise quality and response time depend on the individual franchisee, not the national brand.
• Reconstruction phase is often coordinated rather than self-performed, producing the documentation hand-offs that show up when mitigation and rebuild are split.

4. Modernistic

Modernistic is a statewide Michigan restoration and cleaning brand operating continuously since 1973, with certified technicians and a publicly-promoted statewide extraction fleet. Their Bloomfield Hills water-damage page lists Birmingham as part of the broader Oakland County service footprint, with a stated 60 to 90 minute response window.

Why Modernistic Stands Out:

• Since 1973. One of the longest-tenured restoration and cleaning brands operating continuously in Michigan.
• Certified Technicians. Industry-recognized water-damage technician training across the residential crew.
• Statewide Extraction Fleet. Equipment depth that handles larger losses without subcontracting the extraction phase.
• 60 to 90 Minute Response. Published response window for emergency water-damage calls across Oakland County.

Cons:

• Statewide operator, not Birmingham-local. Dispatch priority is set at the regional level, not by a Birmingham-resident owner.
• Originated as a carpet and upholstery cleaning brand and grew into restoration — restoration is not the founding specialty.
• Reconstruction capability varies. Mitigation is the strength; full-finish reconstruction on Birmingham's pre-1960 stock often involves outside builder coordination.

5. DRYmedic Restoration Services

DRYmedic Restoration Services is headquartered at 795 Industrial Court in Bloomfield Township, roughly 8 minutes from Birmingham city limits via Telegraph and Maple. Founded in 2014 and acquired by Authority Brands in November 2022, DRYmedic now operates as a multi-location franchise network with the Bloomfield Township office as corporate headquarters, a dedicated Birmingham service page, and a published 90-minute response commitment across the Bloomfield Township and Birmingham corridor. Its brand-wide aggregator rating showed 4.9 stars in July 2026, though a location-specific Google count was not published.

Why DRYmedic Stands Out:

• Closest HQ to Birmingham. Bloomfield Township warehouse and dispatch puts crews in Birmingham faster than any statewide or out-of-Oakland-County competitor.
• 90-Minute Stated Response. A faster published response window than several regional franchises.
• Full Restoration Scope. Water, fire, mold, storm, and biohazard under one local roof.

Cons:

• A single Bloomfield Township warehouse covers Birmingham, Bloomfield Hills, Troy, Beverly Hills, Franklin, West Bloomfield, and beyond — surge weeks can stretch the crew thin.
• National franchise ownership (Authority Brands since 2022), and the headline 4.9-star figure is brand-wide, not a Birmingham-office Google count.

6. ServiceMaster of Birmingham

ServiceMaster of Birmingham is a ServiceMaster Restore franchise that, despite the name, operates from 21186 Bridge Street in Southfield. The franchise dates to 1990, holds a BBB A+ record, and lists water, fire, and mold with a managed-repair construction program alongside 24/7 dispatch.

Best for: policyholders whose carrier routes work through the ServiceMaster managed-repair network.

Cons:

• The office is in Southfield, not Birmingham — the city name is branding, not an address.
• No published Google review figure or numeric response window was verifiable in July 2026.

7. Rainbow Restoration of Automation Alley

Rainbow Restoration of Automation Alley is a Neighborly-brand franchise operating from the Southfield / Madison Heights corridor whose published service list explicitly names Birmingham. It lists water, fire and smoke, mold, contents, board-up, and full-service reconstruction, with certified technicians and a BBB A+ record dating to 1996.

Best for: homeowners who want a national-brand process with a stated reconstruction line.

Cons:

• No published Google review figure or numeric response window was verifiable in July 2026.
• Dispatches from the Southfield / Madison Heights corridor rather than from inside the Birmingham area.

8. Emergency Restoration Company

Emergency Restoration Company is a Troy-based operator at 1401 E 14 Mile Road with a 24-hour live operator, certified technicians claimed, remodeling listed, and a dedicated Birmingham page citing a 15-to-20-minute drive from its Troy base — the shortest drive-time claim of any company in this comparison.

Best for: speed-critical calls on the Troy / Birmingham border when proximity is the deciding factor.

Cons:

• No published Google review figure was verifiable in July 2026 — the drive-time claim is the company's own marketing statement.
• Smaller operation with thinner public documentation than the established brands in this comparison.

9. 1-800 WATER DAMAGE of Southeast Michigan

1-800 WATER DAMAGE of Southeast Michigan is a BELFOR Franchise Group location based in Brighton — roughly 35 miles from Birmingham — with a dedicated Birmingham service page, certification, and EPA Lead-Safe Certified Firm status. Its Google profile showed a 5.0-star average across 390 reviews in July 2026, the largest verified count in this comparison.

Best for: mitigation-only water, sewage, and mold scopes where review volume matters more than proximity.

Cons:

• Mitigation only — no reconstruction line is published, so the rebuild hands off to a separate builder.
• Brighton dispatch — the longest drive of any company in this comparison during peak demand.

10. BELFOR Property Restoration

BELFOR Property Restoration is the world's largest restoration company — 75+ years in business, roughly 12,000 employees — and its global corporate headquarters sits at 185 Oakland Avenue in downtown Birmingham. Residential and commercial service dispatch runs through the branch at 1849 W Maple Road in Troy, which lists water extraction, mold, and in-house general contracting and reconstruction, holds Certified Restoration Firm status and a Michigan builder license, runs a 24-hour hotline, and showed 4.7 stars across 22 Google reviews in July 2026.

Best for: commercial, institutional, and catastrophic large-loss projects where global surge capacity matters.

Cons:

• Built for large-loss and commercial work — a single-family Birmingham plaster-ceiling loss competes with institutional jobs for priority.
• The Birmingham address is a corporate headquarters, not a walk-in service branch; dispatch runs through Troy.

Common Birmingham Water Damage Causes

Birmingham construction and infrastructure are older and denser than most Metro Detroit suburbs. The losses we see in the Birmingham corridor cluster around five recurring causes that genuinely differ from Bloomfield Hills, Troy, or Royal Oak patterns:

• Combined-sewer backups during heavy rain. Birmingham operates its own Combined Sewer Overflow Retention Treatment Basin at Birmingham Municipal Park, and older sections of the city near downtown still run on combined sanitary and stormwater lines. The June 25 to 26, 2021 Southeast Michigan flood — when the National Weather Service Detroit office named the Rouge River around Birmingham, Southfield, and Detroit on its minor flooding alert — produced widespread basement Cat-3 backups across the area. Cleanup requires full Cat-3 protocol.
• Galvanized-to-copper transition supply line failures. Pre-1960 Birmingham homes (Holy Name, Poppleton Park, Pembroke Park, parts of Quarton Lake) commonly retain stretches of original galvanized steel that were partially upgraded to copper at the meter or main shutoff. The transition couplings corrode, and one supply-line failure is often the leading edge of a system at end of life.
• Quarton Lake / Rouge River-grade basement seepage during spring thaw. Lake-grade and Rouge-tributary lots in the Quarton Lake corridor carry higher water tables than dry-grade Oakland County subdivisions, and the spring thaw moves water through cove joints, mortar seams, and original tie-rod holes before sump systems catch up.
• Ice dams on tall two-story colonials. Birmingham's pre-1960 colonial and craftsman housing stock has steeper rooflines and longer eave runs than 1980s-2000s Oakland County construction, which produces ice-dam patterns specific to the area — water backs up under shingles and into ceiling cavities, soaking original plaster from above.
• Downtown commercial water events. The walkable Old Woodward / Maple downtown core combines ground-floor retail, restaurants, and second-story residential. Plumbing failures in second-floor apartments above Birmingham restaurants produce mixed-use losses that touch both the residential unit and the commercial tenant below — a scope category Bloomfield Hills (almost entirely single-family) does not have.

The Bottom Line for Birmingham Homeowners

On the public data as of July 2026, Prime Restoration is the only company in this comparison that combines a 35-to-50-minute typical response into Birmingham, one accountable team from extraction through reconstruction including Cat-3 combined-sewer protocol, a Michigan Residential Builder license (#262500491), Certified Restoration Firm status, and a 4.9-star average across 100+ Google reviews. SERVPRO of Birmingham, Troy (Old Woodward office, 131 reviews, in-house construction), DRYmedic (closest HQ, 90-minute window), and BELFOR (global HQ in Birmingham, large-loss depth) are the strongest alternatives, each with the trade-offs noted in their entries. Verify any contractor's license on LARA and current reviews on Google before signing.

For active water damage, suspected mold, sewer backup, fire damage, or storm damage anywhere in Birmingham, Beverly Hills, Bingham Farms, the Royal Oak and Berkley north edges, or the Holy Name / Quarton Lake / Poppleton Park / Pembroke Park / Rail District / downtown core neighborhoods, call Prime Restoration at (586) 277-1069 for 24/7 emergency dispatch.

This comparison is based on publicly available information about each company as of July 15, 2026, from the sources described in the methodology section. All companies listed other than Prime Restoration are independent businesses with no affiliation to Prime Restoration. Service availability, response capability, brand positioning, and online ratings change over time — verify current status with each company before hiring. Prime Restoration is a Michigan licensed residential builder. Coverage determinations, claim payment decisions, and HSA/FSA reimbursement decisions are made solely by the insurance carrier or account administrator, not by Prime Restoration. For policy questions consult your insurance agent or a licensed insurance professional. For health-related or HSA/FSA questions consult a licensed medical professional and your tax advisor.