IICRC Certified

Restoration Specialists

Licensed & Insured

State of Michigan

5.0/5 Stars

101+ Google Reviews

Typical 60-Min Response

24/7 Emergency Service

Quality Commitment

Committed to Your Satisfaction

Michigan Homeowner Resource

Michigan Water Damage Insurance Claims Guide

Filing a restoration claim shouldn't add stress to an already difficult situation. Whether you need water damage restoration, mold remediation, or fire damage repair, we document the full restoration scope in Xactimate so you have accurate paperwork to submit to your insurance carrier.

Important disclosure: Prime Restoration LLC is a licensed restoration contractor. We provide line-item Xactimate documentation of the restoration scope so homeowners can submit accurate paperwork to their carrier.

How Our Documentation Supports Your Claim

From on-site documentation to itemized Xactimate estimates

Step 1

We Document the Damage

Our team arrives on-site and thoroughly documents all damage with photos, moisture readings, and detailed reports — the kind of evidence homeowners need when presenting a loss to their carrier.

Step 2

You File Your Claim

You contact your insurance carrier to open your claim. We provide the supporting documentation and damage assessments so you have accurate information to share when you file.

Step 3

Xactimate Scope Documentation

We produce a detailed, line-item Xactimate estimate of the full restoration scope. Xactimate is the same software most adjusters use, so you can share our documentation with your adjuster directly.

Step 4

Complete Restoration

Our IICRC-certified technicians perform the full restoration — from emergency mitigation to final repairs — working to restore your property to its pre-loss condition.

Step 5

Transparent Billing

We provide itemized Xactimate documentation for your paperwork. When your carrier approves work, we can often accept direct payment so you typically only pay your deductible.

Carrier-Compatible Documentation

Our Xactimate documentation is compatible with all major carriers — and many more not listed here

State Farm

Allstate

Farmers

USAA

Liberty Mutual

Nationwide

Progressive

Auto-Owners

AAA

Meemic

Citizens Insurance

Michigan Mutual

Don't see your insurance carrier? Call us — our Xactimate documentation works with virtually every provider.

Insurance Claims FAQ

Common questions about the insurance restoration documentation process

Our documentation is compatible with all major insurance carriers including State Farm, Allstate, Farmers, USAA, Liberty Mutual, Nationwide, Progressive, Auto-Owners, AAA, Meemic, Citizens Insurance, Michigan Mutual, and more. We produce Xactimate-format estimates that match what adjusters nationwide expect to see.

24/7 Emergency

Call Now

On-site within 60 minutes. Speak directly with our IICRC-certified team about Xactimate documentation for your loss.

(586) 277-1069

Get Documentation You Can Stand Behind

Our IICRC-certified team documents every detail of your loss so you have leverage when presenting it to your insurance carrier